{"id":67,"date":"2015-11-04T21:10:48","date_gmt":"2015-11-04T21:10:48","guid":{"rendered":"http:\/\/www.montclair.edu\/admissions\/?page_id=67"},"modified":"2026-02-12T11:26:09","modified_gmt":"2026-02-12T16:26:09","slug":"cost-and-financial-aid","status":"publish","type":"page","link":"https:\/\/www.montclair.edu\/admissions\/cost-and-financial-aid\/","title":{"rendered":"Cost &amp; Financial Aid"},"content":{"rendered":"<div class=\"prpl-homepage-hero short mlt-background-cover\"><div class=\"image-wrapper\" style=\"background-image: url(/admissions/wp-json/wp/v2/pages/67/responsive-media/cache/admissions/wp-content/uploads/sites/2/2023/09/Red-Hawk-Day-at-Cole-Hall.jpg.0.1x.generic.jpg);\"><img decoding=\"async\" class=\"mlt-responsive-background\" data-original-image=\"\/admissions\/wp-content\/uploads\/sites\/2\/2023\/09\/Red-Hawk-Day-at-Cole-Hall.jpg\" src=\"/admissions/wp-json/wp/v2/pages/67/responsive-media/cache/admissions/wp-content/uploads/sites/2/2023/09/Red-Hawk-Day-at-Cole-Hall.jpg.0.1x.generic.jpg\" alt=\"An aerial shot of campus with a crowd of students gathered in red shirts\"\/><h1 id=\"content-start\">Costs, Aid and Scholarships<\/h1><\/div><div class=\"hero-footer\"><div class=\"prpl-row\"><div class=\"prpl-column one-fourth\"><span class=\"prpl-button full-width ghost-white\"><a href=\"https:\/\/www.montclair.edu\/tuition-and-fees\/undergraduate-costs\/\">Tuition and Fees<\/a><\/span><\/div><div class=\"prpl-column one-fourth\"><span class=\"prpl-button full-width ghost-white\"><a rel=\"noopener\" href=\"https:\/\/montclair.studentaidcalculator.com\/survey.aspx\" target=\"_blank\">Net Price Calculator<\/a><\/span><\/div><div class=\"prpl-column one-fourth\"><span class=\"prpl-button full-width ghost-white\"><a href=\"#scholarships\">Scholarships &amp; Awards<\/a><\/span><\/div><div class=\"prpl-column one-fourth\"><span class=\"prpl-button full-width ghost-white\"><a href=\"#tuition-free\">Tuition-Free Programs<\/a><\/span><\/div><\/div><\/div><\/div>\n<div class=\"prpl-band no-margin\"><div class=\"text-content\"><br \/>\nWe believe a world-class education should be within reach for every motivated student. More than 72% of our students receive some form of financial aid, including grants, loans, scholarships, and tuition-free programs. We\u2019re proud to be recognized as one of the top universities in New Jersey for social mobility and a Top 10 school nationwide, according to U.S. News and World Report.\n<p>Our Financial Aid Department is ready to help students and families explore options including federal and state aid, student loans, grants, and work-study programs. Register for a <a href=\"https:\/\/apply.montclair.edu\/portal\/adm_webinars\">Financial Aid Webinar<\/a> or <a href=\"https:\/\/apply.montclair.edu\/portal\/financialaid\">Financial Aid Telecounseling Session<\/a> today.<\/p>\n<p><strong>Free Application for Federal Student Aid (FAFSA)<\/strong><br \/>\nCompleting the FAFSA is the most important step to accessing financial aid. <a rel=\"noopener\" href=\"https:\/\/fafsa.gov\" target=\"_blank\">Submit your FAFSA online<\/a> <strong>no later than February 1<\/strong> to be considered for grants, loans, and other forms of aid.<br \/>\n<\/p><\/div><\/div>\n<div class=\"prpl-band lt-gray image-right\"><div class=\"image-wrapper\"><img decoding=\"async\" class=\"mlt-responsive-image\" data-original-image=\"\/admissions\/wp-content\/uploads\/sites\/2\/2025\/10\/2024-01-23_library-study-room-crop.jpg\" src=\"\/responsive-media\/cache\/admissions\/wp-content\/uploads\/sites\/2\/2025\/10\/2024-01-23_library-study-room-crop.jpg.0.1x.generic.jpg\" alt=\"Woman student in quiet study room in the Sprague library taking notes from a laptop\"\/><\/div><div class=\"text-content\">\n<h2>Cost of Attendance<\/h2>\n<p>The cost of college varies for each student, depending on factors like course load, housing, and other personal choices. You can view a full breakdown of <a href=\"https:\/\/www.montclair.edu\/tuition-and-fees\/undergraduate-costs\/\">Tuition and Fees<\/a> to see current rates.<\/p>\n<p>To make planning easier, our <a href=\"https:\/\/montclair.studentaidcalculator.com\/survey.aspx\">net price calculator<\/a> gives you a clear picture of your costs and help you explore all available financial aid options, including loans, scholarships, grants, and work-study programs. Just enter:<\/p>\n<ul>\n<li>When you plan to attend<\/li>\n<li>How many credit hours you\u2019ll take<\/li>\n<li>Where you\u2019ll live<\/li>\n<li>Any awards, financial aid, or loans you expect to receive<\/li>\n<\/ul>\n<\/div><\/div>\n<div class=\"prpl-band no-margin\"><div class=\"text-content\">\n<h2 id=\"tuition-free\">Tuition-Free Programs<\/h2>\n<p>Montclair offers programs to help students graduate with little to no debt:<br \/>\n<div class=\"prpl-row\"><div class=\"prpl-column one-half\">\n<figure class=\"responsive-image-holder wp-caption alignnone\"><a href=\"http:\/\/www.montclair.edu\/admissions\/wp-content\/uploads\/sites\/2\/2025\/03\/AcceptedStudentDayHPImage.jpg\"><img decoding=\"async\" class=\"mlt-responsive-image\" data-original-image=\"\/admissions\/wp-content\/uploads\/sites\/2\/2025\/03\/AcceptedStudentDayHPImage.jpg\" src=\"\/responsive-media\/cache\/admissions\/wp-content\/uploads\/sites\/2\/2025\/03\/AcceptedStudentDayHPImage.jpg.0.1x.generic.jpg\" alt=\"students pose with Rocky and Roxy the red hawks, wearing Montclair sweaters\"\/><\/a><\/figure>\n<div class='inset lt-gray'>\n<h3>Red Hawk Advantage Award (RHAA)<\/h3>\n<p>The Red Hawk Advantage Award is available to eligible incoming freshmen and transfer students from New Jersey who have accumulated fewer than 60 credits. This award covers tuition and fees for up to four semesters, based on the student\u2019s federal Adjusted Gross Income (AGI) and GPA. Housing and meal costs are not included in this program.<\/p>\n<p><span class=\"prpl-button\"><a href=\"https:\/\/www.montclair.edu\/red-hawk-central\/financial-aid\/red-hawk-advantage-award-rhaa\/\">Learn more about RHAA<\/a><\/span><\/p>\n<\/div><\/div><div class=\"prpl-column one-half\">\n<figure class=\"responsive-image-holder wp-caption alignnone\"><a href=\"http:\/\/www.montclair.edu\/admissions\/wp-content\/uploads\/sites\/2\/2024\/04\/2150_Campus-Students.jpg\"><img decoding=\"async\" class=\"mlt-responsive-image\" data-original-image=\"\/admissions\/wp-content\/uploads\/sites\/2\/2024\/04\/2150_Campus-Students.jpg\" src=\"\/responsive-media\/cache\/admissions\/wp-content\/uploads\/sites\/2\/2024\/04\/2150_Campus-Students.jpg.0.1x.generic.jpg\" alt=\"three students seated at outdoor table on Montclair campus\"\/><\/a><\/figure>\n<div class='inset lt-gray'>\n<h3>Garden State Guarantee<\/h3>\n<p>The Garden State Guarantee provides additional financial support for New Jersey juniors and seniors. Depending on family AGI, students may receive up to four semesters of free tuition and fees. Those with a family AGI between $0 and $65,000 are eligible for full tuition and general fees, while students with an AGI between $80,001 and $100,000 may pay no more than $10,000 total out-of-pocket for the fall and spring semesters combined.<\/p>\n<p><span class=\"prpl-button\"><a href=\"https:\/\/www.montclair.edu\/red-hawk-central\/financial-aid\/garden-state-guarantee-program\/\">Learn more about Garden State Guarantee<\/a><\/span><\/p>\n<\/div><br \/>\n<\/div><\/div><br \/>\n<\/p><\/div><\/div>\n<div class=\"prpl-band lt-gray no-margin\"><div class=\"text-content\">\n<h2 id=\"scholarships\">Scholarships and Awards<\/h2>\n<div class=\"prpl-row\"><div class=\"prpl-column two-fifths\">\n<p>Montclair offers several scholarships and awards to help you fund your education.<\/p>\n<p>If you are awarded a scholarship or award, the notification will be included with your admission decision. No separate application is required. Need-based grants and loans are also available for students who qualify by submitting the <a rel=\"noopener\" href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\">FAFSA<\/a>.<\/p>\n<\/div><div class=\"prpl-column three-fifths\">\n<div class=\"prpl-drawer compact\"><div class=\"prpl-drawer-header\">Presidential Scholarships<\/div><div class=\"prpl-drawer-content\">\n<p>Presidential Scholarships are merit-based awards for high-achieving incoming first-time freshmen, available to in-state, out-of-state, and international students. These scholarships are highly competitive and awarded based on high school achievement, including your unweighted GPA, class rank, and standardized test scores if submitted. All applicants are automatically reviewed when you apply to the University, and no separate application is required. Award notification is included with your offer of admission.To be eligible, incoming freshmen must have an unweighted GPA of 3.4 or higher on a 4.0 scale.<\/p>\n<p><strong>Terms &amp; Conditions<\/strong><\/p>\n<p>Presidential Scholarships are valid for eight consecutive, full-time fall and spring semesters toward your undergraduate degree. You may substitute one summer term for one fall or spring semester. If you graduate in fewer than eight semesters, you will not receive funds allocated to terms in which you were not enrolled. Scholarships apply only to direct costs, such as tuition, university fees, and room and board, and have no cash value. The award amount may be adjusted or canceled if your residency or enrollment status changes, or if the total of all federal, state, and other grants or scholarships exceeds the total cost of direct expenses.<br \/>\n<\/p><\/div><\/div>\n<div class=\"prpl-drawer compact\"><div class=\"prpl-drawer-header\">Phi Theta Kappa Transfer Scholarship<\/div><div class=\"prpl-drawer-content\">\n<p>The <a rel=\"noopener\" href=\"https:\/\/www.ptk.org\/\" target=\"_blank\">Phi Theta Kappa<\/a> Transfer Student Scholarship provides $2,000 per year, renewable for two consecutive years of full-time undergraduate study, for a total of $4,000. Transfer students who are Phi Theta Kappa members with a 3.0 GPA or higher are eligible.<\/p>\n<p><strong>Terms &amp; Conditions<\/strong><\/p>\n<p>After applying to Montclair, students must submit their PTK Certification through the admissions portal or directly to the Office of Undergraduate Admissions at <a href=\"mailto:transfermsu@montclair.edu\">transfermsu@montclair.edu<\/a>. Scholarships must be awarded before the start of your first semester at Montclair. Awards are applied to direct costs only, including tuition, fees, and room and board, and have no cash value. If other forms of gift aid cover direct costs, the scholarship amount may be reduced.<br \/>\n<\/p><\/div><\/div>\n<div class=\"prpl-drawer compact\"><div class=\"prpl-drawer-header\">Talent-based Performing Arts Award<\/div><div class=\"prpl-drawer-content\">\n<p>Students admitted to select performing arts programs, may be awarded a talent-based scholarship by the faculty based on the strength of their audition.<\/p>\n<p><strong>Terms &amp; Conditions<\/strong><\/p>\n<p>Available to in-state, out-of-state, and international students, awards are applied to direct costs only and cannot be exchanged for cash. Recipients must remain in the performing arts program to which they were admitted. These awards are valid for up to eight consecutive, full-time fall and spring semesters toward your first undergraduate degree. If you graduate in fewer than eight semesters, funds for unused terms will not be provided. The award amount may be adjusted if your residency or enrollment status changes, and it is in addition to any merit-based scholarships awarded by the Office of Undergraduate Admissions.<br \/>\n<\/p><\/div><\/div>\n<div class=\"prpl-drawer compact\"><div class=\"prpl-drawer-header\">Garden State Gateway Award<\/div><div class=\"prpl-drawer-content\">\n<p>Florida applicants are automatically considered for the Garden State Gateway Award, helping make an out-of-state education more affordable.<\/p>\n<p><strong>Terms &amp; Conditions<\/strong><\/p>\n<p>Incoming first-time freshmen for Fall 2026 with a Florida permanent mailing address are automatically awarded the Garden State Gateway Award. You must maintain <a href=\"https:\/\/www.montclair.edu\/red-hawk-central\/financial-aid\/sap-regulations\/\">satisfactory academic progress<\/a> to retain your award. The award is valid for eight consecutive, full-time fall and spring semesters toward your undergraduate degree. You may substitute a summer term for a fall or spring semester. If you graduate in fewer than eight semesters, you will not receive funds allocated to terms in which you were not enrolled. The award applies only to direct costs, such as tuition, university fees, and room and board, and has no cash value. The award amount may be adjusted or canceled if your residency or enrollment status changes, or if the total of all federal, state, and other grants or scholarships exceeds the total cost of direct expenses.<br \/>\n<\/p><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"prpl-band skewed-edge image-right\"><div class=\"image-wrapper\"><img decoding=\"async\" class=\"mlt-responsive-image\" data-original-image=\"\/admissions\/wp-content\/uploads\/sites\/2\/2022\/02\/102720_6262_College-Hall-Aerial-scaled.jpeg\" src=\"\/responsive-media\/cache\/admissions\/wp-content\/uploads\/sites\/2\/2022\/02\/102720_6262_College-Hall-Aerial-scaled.jpeg.0.1x.generic.jpg\" alt=\"aerial view of Cole Hall\"\/><\/div><div class=\"text-content\">\n<h2>Financial Aid<\/h2>\n<p>Our Financial Aid Department is ready to help students and families explore options including federal and state aid, student loans, grants, and work-study programs.<\/p>\n<p><span class=\"prpl-button ghost-red\"><a href=\"https:\/\/apply.montclair.edu\/portal\/adm_webinars\">Register for a Financial Aid Webinar<\/a><\/span> <span class=\"prpl-button ghost-red\"><a href=\"https:\/\/apply.montclair.edu\/portal\/financialaid\">Register for Financial Aid Telecounseling<\/a><\/span><\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":519,"parent":0,"menu_order":68,"comment_status":"closed","ping_status":"open","template":"advanced-page.php","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-67","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/pages\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/comments?post=67"}],"version-history":[{"count":56,"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/pages\/67\/revisions"}],"predecessor-version":[{"id":9953,"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/pages\/67\/revisions\/9953"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/media\/519"}],"wp:attachment":[{"href":"https:\/\/www.montclair.edu\/admissions\/wp-json\/wp\/v2\/media?parent=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}