The New Jersey Division of Pensions and Benefits (NJDPB) has designated Wednesday, April 1-Thursday, April 30 as a Special Open Enrollment period for employees currently enrolled in the State Health Medical Plans. All changes made during this enrollment period will be effective Wednesday, July 1, 2026.

What’s New?

We continue to provide a comprehensive benefits package designed to support the current and future needs of our valued employees and their eligible dependents. We understand the importance of offering a range of plan options that can accommodate each employee’s unique circumstances and priorities.

• During this period, all employees will be automatically enrolled in the with the same carrier, and new ID cards will be issued.
• To review plan options, rates, and benefit resources, please visit .
• Special Open Enrollment applies only to employees currently enrolled in a medical plan. Employees cannot add dependents.
• Horizon MyWay Tax$ave will be updating their systems, and employees enrolled will receive new FSA cards effective July 1, 2026.
  • For questions regarding FSA, please contact Horizon MyWay at 1-888-215-0025.

Enrollment

• No action is required: Employees who do not wish to make any changes will automatically be defaulted to the 2026 version of their current medical plan and will receive new ID cards.
• Action is required. Employees who wish to make changes to their medical plan. can log into to review the plan options.
• Beginning April 1, 2026, employees will be able to log into via or to review plan options and make changes.

Informational Webinars

Both Aetna and Horizon will host informational webinars to help employees understand the Special Open Enrollment plan changes and available plan options. Register using the links below.

Questions?

• Aetna: 833-398-0768 | aetnastatenj.com
• Horizon: 800-414-7427 | HorizonBlue.com/shbp
• HR Support Center
  • askHR@montclair.edu
  • 976-655-7700

At this time, Human Resources has not yet received full details from the State regarding the specific plan updates. However, we are sharing this early notice to ensure employees are aware of the upcoming Special Open Enrollment opportunity.

As soon as additional information becomes available from , including plan details, comparisons, and rate charts, it will be shared with the campus community.

Why Is There a Special Enrollment Period?

The State has shared that updates to SHBP medical plan offerings for 2026 are expected. This Special Open Enrollment will allow employees to review available medical plan options and make changes if they choose.

• The Special Open Enrollment applies only to employees who are currently enrolled in medical plans. No dependent changes may be made during this enrollment period.
• Employees who do not wish to make any changes will automatically be defaulted to the 2026 version of their current medical plan and will receive new ID cards.

Enrollment Timeline

• Special Open Enrollment Period: ÌýApril 1 – April 30, 2026
• Effective Date of Changes: Changes made during this Special Open Enrollment will become effective July 1, 2026.

Beginning April 1, 2026, employees will be able to log into the Benefitsolver via or to review plan options and make changes.

Informational Webinars

Both Aetna and Horizon will host informational webinars to help employees understand the Special Open Enrollment plan changes and available plan options.

To attend a webinar, register using the links below.

Questions?

• Aetna: 833-398-0768 |
  
• Horizon: 800-414-7427 |
• HR Support Center
  • askHR@montclair.edu
  • 976-655-7700

Who is Affected:

This requirement applies to employees:

• 50 years of age or older,
• Had FICA wages of $150,000 or more in 2025, andÌý
• Contribute more than the standard annual IRS limit in 2026

If you meet the above criteria then any contributions you make above the standard limit must be made as Roth (after-tax) contributions.

2026 Contribution Limits:

• Standard 2026 annual limit: $24,500
• Age 50+ catch-up: Additional $8,000
• Age 60-63 catch-up: Additional $11,250

Important Information:

• If you qualify under this rule, once you hit the standard IRS maximum your 457(b) deductions will stop.
• If you would like to make the Roth catch-up contributions you will need to log into Workday to enroll in the 457(b) Roth.

If you have any questions regarding your 457(b) contributions, please contact our Empower (formerly Prudential) representative Fernando Garcia at fernando.garcia@empower.com.Ìý

If you need assistance with making any adjustments to your contributions in Workday please reach out to the HR Support Team for assistance.Ìý

• Email: askHR@montclair.edu
• Phone: 973-655-7700

Enrollment

• No action is requiredÌýif you do not wish to change or modify your medical or dental plans.
• Action is requiredÌýto enroll and re-enroll in Flexible Spending Accounts.
• Beginning,ÌýOctober 1, 2025, employees will be able to log into the Benefitsolver website by accessing a link onÌýÌýor viaÌý.

What’s New?

• Benefits FairÌý– Hosted by the Division of Human Resources on October 15, 2025
• Ìýwill begin on October 1, 2025
• Rate charts will be posted to the.

Flexible Spending Accounts

If you would like to participate in theÌýTax$ave Medical and/or Dependent Flexible Spending Accounts (FSA)Ìýin 2026,Ìýyou must enrollÌýin the FSA plan(s) during Open Enrollment.

Enrollment in the Tax$ave FSAsÌýdo notÌýrenew automatically from plan year to plan year.
You must re-enroll every year.

Enroll directly with Horizon online by visiting,ÌýÌýor callÌý1-866-999-3531.

Questions?

Contact our HR Support team atÌýaskHR@montclair.eduÌýorÌý.

The Division of Human Resources at ÌÇÐÄvlog is excited to invite all employees to the upcoming Benefits Fair! As open enrollment for 2026 approaches, take this chance to plan your benefits and wellness for the upcoming year.

Join us for a day focused on enhancing your health and financial well-being. This is a great chance to explore wellness resources, seek financial advice, and understand more about your benefits. Our Human Resources team will be there to offer support and guidance.

Don’t miss out on preparing for open enrollment and investing in your wellness and financial future!

When & Where

Date: Wednesday, October 15, 2025
Time: 11:30 am – 2:00 pm
Location: Student Center Ballrooms

Event Highlights and Vendor Participation:

• Aetna Medical
• Aetna Dental
• Horizon Medical
• Horizon Dental
• NJWELL
• Tava Mental Health Provider
• Horizon Flexible Spending
• Concerns EAP Program
• Supplemental Life by Total Benefits
• Financial Wellness Vendors
• Montclair Audiology Department
• Wellness in Montclair
• Montclair Garden
• Payroll updates, including W2 suppress-to-print options
• Exclusive discounts, perks, and giveaways available for employees

Virtual Workshops

The will begin on Wednesday, October 1, 2025.

Feeling Stressed?

Enjoy a complimentary session with our acupuncturist and therapeutic stretching from Wellness in Montclair, who will be available to help relieve stress and enhance your well-being.

Questions?

Contact our HR Support Center atÌý973-655-7700ÌýorÌýaskHR@montclair.edu.

Enrollment

• No action is required if you do not wish to change or modify your medical plan.
• Action is required for the dental plans if you are currently enrolled in the Cigna, Horizon or Metlife dental plans and do not want to be auto-enrolled in the Aetna Dental Maintenance Organization (DMO).
• Action is required to enroll and re-enroll in Flexible Spending Accounts.

Flexible Spending Accounts

If you would like to participate in the Tax$ave Medical and/or Dependent Flexible Spending Accounts (FSA) in 2025, you must enroll in the FSA plan(s) during Open Enrollment.

Enrollment in the Tax$ave FSAs do not renew automatically from plan year to plan year. You must re-enroll every year.

Enroll directly with Horizon online by visiting, or call 1-866-999-3531.