BEGIN:VCARD VERSION:3.0 N:Lord;Richard;;;; FN:Richard Lord EMAIL;TYPE=WORK,INTERNET:lordr@mail.montclair.edu TITLE:Professor ORG:ÌÇÐÄvlog;Accounting and Finance TEL;TYPE=WORK,VOICE:(973) 655-7448 ADR;TYPE=WORK:;Feliciano School of Business 348;1 Normal Ave.;Montclair;NJ;07043;United States of America END:VCARD