BEGIN:VCARD VERSION:3.0 N:Pinto;Joann;;;; FN:Joann Pinto EMAIL;TYPE=WORK,INTERNET:pintoj@mail.montclair.edu TITLE:Professor ORG:ÌÇÐÄvlog;Accounting and Finance TEL;TYPE=WORK,VOICE:(973) 655-4282 ADR;TYPE=WORK:;Feliciano School of Business 375;1 Normal Ave.;Montclair;NJ;07043;United States of America END:VCARD